Terms of Service

"HOAHub", "we", "us", "our" refer to HOAHub Technologies Inc.

"Service" means the HOAHub web application, mobile apps, APIs, and related documentation.

"Customer" means the homeowners association or entity that subscribes to the Service.

"User" means any individual authorized by the Customer to access the Service.

"Content" means data, files, and other information you submit through the Service.

You must be at least 18 years old and have authority to bind your HOA to enter into these terms. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.

You agree not to:

• Use the Service to violate any Philippine law or the rights of any third party.
• Attempt to reverse engineer, disassemble, or bypass the security of the Service.
• Upload malware, spam, or content that infringes copyright or is otherwise illegal.
• Resell or sublicense the Service without our written consent.
• Use the Service to send unsolicited bulk messages.

Subscription fees are billed in advance according to the plan you select. Fees are non-refundable except as required by Philippine law. We may adjust prices with at least 30 days notice before the start of your next billing cycle. Failed payments after a 15-day grace period may result in service suspension.

New Customers may receive a 30-day free trial. You may cancel at any time during the trial without charge. If you do not cancel, your paid subscription begins automatically on day 31 at the plan you selected.

You retain all rights to Content you submit to the Service. You grant us a limited, non-exclusive license to host, process, and display Content solely to provide the Service to you.

We will not access, use, or disclose Content except (i) to provide, secure, and improve the Service; (ii) to comply with a valid legal request; or (iii) with your explicit consent.

We aim for 99.5% monthly uptime measured excluding scheduled maintenance. Scheduled maintenance is announced at least 48 hours in advance. Emergency maintenance may occur with shorter notice.

Either party may terminate the subscription at any time. Upon termination, you may export your data for up to 30 days, after which we will permanently delete it in accordance with our Privacy Policy.

We may suspend or terminate accounts that materially breach these terms, with notice where reasonably possible.

The Service is provided "as is" and "as available." To the fullest extent permitted by Philippine law, we disclaim all implied warranties including merchantability, fitness for a particular purpose, and non-infringement.

To the fullest extent permitted by law, our aggregate liability for any claim arising from these terms or the Service is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages.

These terms are governed by the laws of the Republic of the Philippines. Any dispute shall be brought before the proper courts of Metro Manila, without prejudice to alternative dispute resolution.

We may update these terms from time to time. Material changes will be communicated to Customer administrators at least 30 days before taking effect.